Clear and transparent.

Welcome to NEXTFUL.

These Terms & Conditions govern your use of nextful.world and any products or services provided by NEXTFUL.

By accessing this website, you agree to these Terms.

Our Services

NEXTFUL provides educational tools and personalised digital planning resources designed to help individuals think more intentionally about retirement and life beyond work.

Our products include:

• Retirement Life Score™
• Retirement Life Blueprint™
• Downloadable digital resources
• Educational content

Not Financial Advice

NEXTFUL is not a financial planning, investment or legal advisory service.

Our products are intended for educational and personal planning purposes only.

Nothing on this website should be considered financial, legal, taxation or investment advice.

You should seek independent professional advice where appropriate.

Personal Responsibility

Your Retirement Life Score and Blueprint are generated from the information you provide.

The usefulness of your results depends on the accuracy and completeness of your responses.

You remain responsible for any decisions made based on your results.

Purchases

The Retirement Life Blueprint™ launches at 49 in the customer’s local currency in the United States, Canada, United Kingdom, Australia and New Zealand. Customers in other markets are charged US$49 unless otherwise stated.

Payment is required before digital products are delivered.

All payments are securely processed through Stripe.

Digital Product Delivery

After successful payment, eligible products will be made available electronically.

Please ensure your email address is accurate.

Refund Policy

Because our products are personalised digital products created specifically from your responses, purchases are generally non-refundable once your Blueprint has been generated.

If you experience a technical problem or believe your purchase was made in error, please contact us and we will work with you to resolve the issue.

Intellectual Property

All content on this website, including:

• Text
• Graphics
• Branding
• Assessments
• Reports
• Blueprints
• Design
• Logos

is owned by NEXTFUL unless otherwise stated.

You may not reproduce, redistribute or commercially use our content without written permission.

Acceptable Use

You agree not to:

• Interfere with the website
• Attempt unauthorised access
• Copy or resell our products
• Misuse automated systems
• Upload malicious software

Availability

We aim to keep the website available at all times.

However, we cannot guarantee uninterrupted access and may temporarily suspend services for maintenance or improvements.

Limitation of Liability

To the fullest extent permitted by law, NEXTFUL will not be liable for any indirect, incidental or consequential loss arising from the use of this website or our products.

Our total liability shall not exceed the amount paid for the relevant product.

Privacy

Your use of this website is also governed by our Privacy Policy.

Governing Law

These Terms are governed by the laws of New Zealand, unless otherwise required by applicable consumer protection laws.

Contact

If you have any questions regarding these Terms & Conditions, please contact:

hello@nextful.world